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Groundworkers

Our groundworkers insurance provides comprehensive protection to cover the risks associated with preparing building sites for construction, including thirty party, employer liability and property damage.

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Groundworkers face all sorts of on-site risks due to the challenging environments they work in. As a broker, we can tailor a bespoke policy to protect you.

Groundworkers insurance is a safety net for professionals who prepare construction sites, through activities such as clearing and levelling the ground to laying foundations and installing drainage. 

Groundworkers can face significant hazards, which means they need specific employer and public liability insurance to cover high-risk situations. Our experts understand these unique risks and can provide comprehensive protection, protecting you against legal costs and compensation claims in the event of something going wrong.

Our policies specifically cover against the risks commonly faced by groundworker businesses and contractors, protecting you, your tools and your team.

Groundworkers insurance policy features*

  • Third party liability insurance
  • Employer liability from £10m
  • Temporary employee protection with employers’ liability
  • Contractors all-risks cover, which can include hired-in plant, own plant cover, contract works and JCT 21.2.1 cover
  • Professional indemnity

What is groundworkers insurance?

Groundworkers insurance is a tailored packed that cover professionals who prepare construction sites, protecting against risks like injuries, property damage, and legal claims while also covering employer’s liability.

How much does groundworkers insurance cost?

Our groundworkers insurance policies are bespoke to your needs, whether you’re a business or contractor, working on a large or small, long-term or short-term project. As such, the cost of groundworkers insurance depends on your specific circumstances and needs as well as your previous claims history. Our team can happily advise you on the appropriate level of cover for the work you’re undertaking.

Do you offer civil engineers insurance?

Yes! Check out our civil engineers insurance page for more information on our specialised protection.

*This information is a general guide only.  Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs.  As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you.  We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.

Words from our clients…

Shannonside Civil Engineering Ltd

"Over the last eight years we have continued to renew our cover through Adler Fairways, we consider them a partner of our wider business on the growth trajectory to being a 100 million pound business. Having guided us from a small start up to where we are today, their guidance and level of experience have been invaluable in ensuring we are covered in all aspects of our liabilities. This has allowed us to focus on growth and margins. Thank you Adler Fairways as we move forward together into the future." Shannonside Civil Engineering

John Hall, Director, West Midlands Fasteners

"Adler Fairways have taken care of our insurance needs for many years, during which time we have built a strong relationship. We have come to depend on their expertise and know we can always rely on them." West Midlands Fasteners

Faisal Ravat, Managing Director, E&S Motors Ltd

"We transferred our insurance to Adler Fairways Insurance Brokers in 2023, when they offered us a much more complete and competitive premium than our current brokers. The team took the time to understand our business and future needs; we have continued to receive excellent service from them, and have been impressed with their care, and attention to detail. What is key for our business is the advice that is given when needed, and the robust claims management internally which has helped manage our premiums for a traditionally difficult to insure niche sector of the motor trade." E&S Motors

Frank Ryan, Director, Reirse Ryan Ltd

"We have been with Adler Fairways for a number of years now and remain with them for the personal service we receive together with commercially competitive premiums and the knowledge that when a claim does arise, professional assistance is always to hand." Reirce Ryan

Gerald Doble, Director, G A Doble

"The Adler Fairways team has looked after our insurance portfolio for several years now and have provided excellent service throughout. Our annual renewal reviews are always conducted in good time ahead of renewal with all our questions answered and we are extremely impressed with the renewal proposals received. Prior to moving our business to Adler Fairways, we had not received a proper review for several years. The team were instrumental in making sure our insurance was arranged on the correct basis and have also been able to save us money on our premiums over the years. It is clear that they have our best interests at heart, both from an insurance cover and premium perspective. Whenever we have a query or need to make a change to our policies, it is dealt with efficiently and professionally. We can’t fault them on their reliability and excellent personal service".

John Dyke, Central Scaffold Walsall Ltd

"As a scaffold company operating within the construction industry, it is crucial for us to have a reliable and experienced insurance broker by our side. Adler Fairways has been a trusted partner to us for over 15 years and we couldn’t be more satisfied with their exceptional service. From the beginning, they demonstrated a deep understanding of the unique risks we face as a scaffold business and worked with us to ensure we’re always fully protected onsite. We have peace of mind in their ability to source comprehensive, industry-specific coverage at competitive rates which is a huge benefit to our operations. The fact that Adler Fairways is a Chartered insurance brokerage also demonstrates their ongoing commitment within their profession." Central Scaffold Walsall