Engineering and Inspection Service
If you are responsible for the maintenance, repair and insurance of a residential or commercial property, and that property contains a lift, boiler or pressure plant, then you will need to consider engineering and inspection services…
Usually, within blocks of flats, various types of machinery are shared by the residents. In many residential properties, it is often the responsibility of the various flat owners or the residents management company, to ensure that the machines are maintained to a safe standard and regularly checked.
Facilities like lifts and boilers can result in substantial bills when something goes wrong and repairs need to be undertaken. Here at Adler Fairways, we can provide engineering and inspection services for blocks of flats that includes financial and liability protection.
Engineering and inspection services are provided by insurance companies through suitably qualified engineering surveyors, for a fee, and they are usually provided in conjunction with the main property insurance cover.
Independent engineering inspections can help you to identify problems early; this means you can then organise and plan for repairs before a major failure occurs.
Some inspections are a legal and statutory requirement. Passenger lifts, for example, have to be inspected twice a year to ensure they comply with health and safety legislation. Insurance against breakdown can also be added to a policy; so there may be no need to raise additional funds from tenants if the unexpected happens.
It is a legal requirement for many types of plant and machinery to be inspected on a regular basis. Unfortunately, some people believe engineering inspections are only desirable rather than essential.
The items listed below must be inspected, either as a legal requirement or to comply with other statutes and to meet the requirements of your insurance policy.
LOLER – Lifting Operations and Lifting Equipment Regulations 1998
- Passenger lifts – Every 6 months
- Goods lifts – Annually
- Lifting accessories (tackle) – Every 6 months
- Vehicle lifts – Every 6 months
- Window cleaning gantry – Annually
PSSR – Pressure Systems Safety Regulations 2000
- Steam boilers and steam ovens – Every 14 months
- Any equipment operated by steam – Every 26 months
- Hot water boilers (>100°C) – Every 14 months
- Other pressure systems – Every 26 months
Electricity at Work Regulations 1989
- Electrical installations & equipment – Every 5 years
- Electric gates and barriers – Every 12 months
If you are unsure about any of our policies or would like more information about engineering and inspection cover, please get in touch with one of our experienced advisers. We consider the specific needs of your business and can provide an insurance policy that is tailor-made to your company.
For further information regarding our engineering insurance, please contact us and speak to one of our expert insurance brokers.
Main policy features *
The engineering and inspection service typically covers:
- Lifting equipment, such as cranes, lifts, excavators, and lift trucks
- Pressure systems, including boilers, air receivers, air conditioning units and refrigeration units
- Electrical equipment, from fixed wiring inspections to hazardous areas and even kettles
- Local Exhaust Ventilation, including spray booths, fume cupboards and extractor fans
- Power presses, press brakes and guillotines
- Other work equipment, like conveyor systems, tractors and bulldozers.
As part of the service, an independent, qualified engineering surveyor will visit the block of flats and provide advice on maintenance. Engineers can also provide operational instructions to ensure that machines are correctly used.
The service might also cover accidental damage, breakdown, explosion or collapse, damage to the property caused directly by the lift or boiler, temporary removal costs, debris removal costs, additional costs for temporary repairs, and hired-in plant costs.
* This information is a general guide only. Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs. As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you. We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.
Words from our clients…
Elwood & Co Ltd,
“Having dealt with Adler Fairways over the past few years I would like to say how efficient the company is regarding quoting and claims. All the staff are very helpful and excellent to deal with. We manage a large portfolio of property in the Oxford area and their response for claims is second to none. They respond to every question within a short space of time and keep me updated with every claim. Without doubt, the best broker I have dealt in recent years.”
“Demma Group are existing clients of Adler Fairways and we have remained with them since 2013 due to the ultimate service we have received. Their professional manner on all levels and in every area of Insurance is faultless and I have never been given less than 100% commitment from all employees within this company. I would not hesitate to recommend their services to any company we are associated with. Looking forward to our next renewal with Adler Fairways.”
“Knowing that your insurance company are always available to discuss any issues that may arise and that they are then prepared to take over and deal with everything is a real bonus.”
“Adler Fairways are experts when it comes to insurance. We have been with Adler Fairways for the last couple of years in a personal and business capacity. Nothing is too much trouble and their knowledge of the insurance industry is truly outstanding. It is always pleasure doing business with them.”
Reirse Ryan Ltd,
“Since 2012, as a company, we have gradually transferred all of our Insurance business across to Adler Fairways. This strategy was primarily a commercial, cost based decision and continues to be so, but equally important is the personal relationship that has developed since, together with the specialist advice that has always been provided when requested.”
“We have worked with Adler Fairways for over five years and they have always offered comprehensive advice and have a very good understanding of our company requirements. We have an excellent working relationship with Adler Fairways and any claims or advice are dealt with in a timely and efficient manner.”
Salter Rex LLP,
“Adler Fairways have supported Salter Rex for over ten years for all our property and commercial insurance needs and always on hand when we have needed them most. We have always been impressed with their approach and manner in dealing with us and our customers from a day to day servicing point of view and also in dealing with our clients’ claims. We continue to have a healthy working relationship and anticipate a strong and successful future with Adler Fairways as our Broker.”
“Our business moved across to Adler Fairways several years ago and to be honest we have not looked back. We have been very impressed with their no nonsense approach along with the company’s initiative in making an extra effort for its customers. We can be nothing other than complimentary on the services they provide. Their commitment to providing an exceptional service has been second to none and we anticipate a long working relationship in the future. ”
TES Environmental Services Ltd,
“We have worked closely with Adler Fairways for over the last 10 years and trust their professionalism and excellent knowledge in the insurance field. At no point have we been failed on services provided and a particular thank you goes to Darren Hunt and his attention to details that is invaluable and key to the progression of our company.”