HVAC and Plumbing
As a plumber, or Heating, Ventilation and Air Conditioning (‘HVAC’) contractor, you deal with emergencies every day, so it’s easy to forget about the help you may need in an emergency…
Keeping your customers’ homes and businesses free of water, gas and other dangers, means you face liability exposure. And injury to you or your employees is always a possibility.
Adler Fairways understands the risks you face in the plumbing or HVAC trade, and our specialist team can tailor insurance covers to meet your unique needs.
Main policy features *
- The typical features include business property cover, employer liability, public liability with varying levels of indemnity, contract works to protect the materials you are using both on-site and in transit, and a 24-hour legal advice helpline
- You can opt to extend cover to include your tools and plant
- Typical exclusions would include hazardous locations, asbestos, theft of tools from unattended vehicles.
* This information is a general guide only. Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs. As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you. We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.