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Classic, Sports, Prestige and High Value Cars

High-quality car insurance is a must if you drive an exceptional car, such as a classic or modern high performance vehicle. When you have invested so much, it is important to get the right cover to protect your vehicle and give you peace of mind…

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Whether you’re a collector, owner or trader, we can tailor an insurance policy to cover your classic, sports, prestige and other high value cars.

A classic car, for example, is usually is defined as one manufactured at least 20 years ago. From a 1957 Fiat 500 to a 2010 Ferrari 599 GTO, and all points in between, we understand your cherished vehicles are not just a passion but also a labour of love, you can rely on specialist car insurance that includes agreed value and retained salvage clauses.

We can also cater for more specialist vehicles such as classic sports cars, antique classic cars, vintage classic cars, American classic cars, kit cars, motorhomes, campervans, classic vans, Land Rovers and classic 4×4s, to name but a few.

The joy of driving a prestige car is unquestionable, and the need for excellent and thorough insurance is key. We also understand that you may not use your vehicle every day, so whatever and whenever you drive, we make sure you are covered.

Our highly experienced and enthusiastic team understand the specialist needs of drivers of high value and performance vehicles. We will provide an ongoing service, working with you to ensure that your cover adapts to your needs, leaving you to simply enjoy driving.

Main policy features *

Features typically include:

  • Common renewal date for all your vehicles
  • Legal protection
  • International insurance cover
  • UK and international breakdown cover
  • Like-for-like courtesy car
  • New vehicle write-off replacement (if less than two years old)
  • Any Driver cover (aged 17-75)
  • Fully comprehensive ‘driving other cars’ cover
  • Full protection if hit by an uninsured driver
  • Diesel/petrol wrong fuel cover
  • Retained salvage clause so you keep a write-off
  • Agreed value clause guarantees vehicle worth
  • Modifications cover
  • Optional track day cover
  • Approved repairer network or opt for a repairer of choice
  • Following a validated claim, we will provide a temporary replacement car whilst yours is being repaired, or for up to 14 days following total loss
  • Legal expenses up to £100,000
  • Emergency expenses for overnight accommodation if you are far from home
  • Cherished number plate retention, if a vehicle is stolen or written-off
  • Trailer and horse-trailer cover up to £1000
  • European breakdown cover.

Typical exclusions:

  • We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
  • Your agreed value is based upon the declaration of condition made by you. Where the condition is different to that described, the insurers may choose to settle on a market-value basis
  • If your vehicle value exceeds a certain value, it may be subject to a garaging requirement.

    *  This information is a general guide only.  Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs.  As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you.  We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.

    Words from our clients…

    Shannonside Civil Engineering Ltd

    "Over the last eight years we have continued to renew our cover through Adler Fairways, we consider them a partner of our wider business on the growth trajectory to being a 100 million pound business. Having guided us from a small start up to where we are today, their guidance and level of experience have been invaluable in ensuring we are covered in all aspects of our liabilities. This has allowed us to focus on growth and margins. Thank you Adler Fairways as we move forward together into the future." Shannonside Civil Engineering

    John Hall, Director, West Midlands Fasteners

    "Adler Fairways have taken care of our insurance needs for many years, during which time we have built a strong relationship. We have come to depend on their expertise and know we can always rely on them." West Midlands Fasteners

    Faisal Ravat, Managing Director, E&S Motors Ltd

    "We transferred our insurance to Adler Fairways Insurance Brokers in 2023, when they offered us a much more complete and competitive premium than our current brokers. The team took the time to understand our business and future needs; we have continued to receive excellent service from them, and have been impressed with their care, and attention to detail. What is key for our business is the advice that is given when needed, and the robust claims management internally which has helped manage our premiums for a traditionally difficult to insure niche sector of the motor trade." E&S Motors

    Frank Ryan, Director, Reirse Ryan Ltd

    "We have been with Adler Fairways for a number of years now and remain with them for the personal service we receive together with commercially competitive premiums and the knowledge that when a claim does arise, professional assistance is always to hand." Reirce Ryan

    Gerald Doble, Director, G A Doble

    "The Adler Fairways team has looked after our insurance portfolio for several years now and have provided excellent service throughout. Our annual renewal reviews are always conducted in good time ahead of renewal with all our questions answered and we are extremely impressed with the renewal proposals received. Prior to moving our business to Adler Fairways, we had not received a proper review for several years. The team were instrumental in making sure our insurance was arranged on the correct basis and have also been able to save us money on our premiums over the years. It is clear that they have our best interests at heart, both from an insurance cover and premium perspective. Whenever we have a query or need to make a change to our policies, it is dealt with efficiently and professionally. We can’t fault them on their reliability and excellent personal service".

    John Dyke, Central Scaffold Walsall Ltd

    "As a scaffold company operating within the construction industry, it is crucial for us to have a reliable and experienced insurance broker by our side. Adler Fairways has been a trusted partner to us for over 15 years and we couldn’t be more satisfied with their exceptional service. From the beginning, they demonstrated a deep understanding of the unique risks we face as a scaffold business and worked with us to ensure we’re always fully protected onsite. We have peace of mind in their ability to source comprehensive, industry-specific coverage at competitive rates which is a huge benefit to our operations. The fact that Adler Fairways is a Chartered insurance brokerage also demonstrates their ongoing commitment within their profession." Central Scaffold Walsall

    Ocean Outdoors

    "The Adler Fairways team has been an invaluable partner to our digital out-of-home (DOOH) advertising business, particularly during times when we needed their support, expertise and advice. Their exceptional responsiveness and commitment have truly set them apart. In our industry, where we manage a network of digital displays and complex advertising campaigns, the risk landscape is unique and often unpredictable. Whether it’s damage to equipment, public liability, motor or unforeseen technical issues, Adler Fairways has consistently provided us with bespoke insurance policies that give us confidence in our coverage. Whatever our needs are, Adler Fairways are always there to guide us every step of the way and the team handles everything with remarkable efficiency, providing clear communication and expert advice throughout the process. The personal touch and attention to detail they always provide makes sometimes stressful situations much easier to navigate." Outdoor Ocean