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Engineering and Inspection Service

If you are responsible for the maintenance, repair and insurance of a residential or commercial property, and that property contains a lift, boiler or pressure plant, then you will need to consider engineering and inspection services…

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Usually, within blocks of flats, various types of machinery are shared by the residents. In many residential properties, it is often the responsibility of the various flat owners or the residents management company, to ensure that the machines are maintained to a safe standard and regularly checked.

Facilities like lifts and boilers can result in substantial bills when something goes wrong and repairs need to be undertaken. Here at Adler Fairways, we can provide engineering and inspection services for blocks of flats that includes financial and liability protection.

Engineering and inspection services are provided by insurance companies through suitably qualified engineering surveyors, for a fee, and they are usually provided in conjunction with the main property insurance cover.

Independent engineering inspections can help you to identify problems early; this means you can then organise and plan for repairs before a major failure occurs.

Some inspections are a legal and statutory requirement. Passenger lifts, for example, have to be inspected twice a year to ensure they comply with health and safety legislation. Insurance against breakdown can also be added to a policy; so there may be no need to raise additional funds from tenants if the unexpected happens. 

It is a legal requirement for many types of plant and machinery to be inspected on a regular basis. Unfortunately, some people believe engineering inspections are only desirable rather than essential.

The items listed below must be inspected, either as a legal requirement or to comply with other statutes and to meet the requirements of your insurance policy.

 

LOLER – Lifting Operations and Lifting Equipment Regulations 1998

  • Passenger lifts – Every 6 months
  • Goods lifts – Annually
  • Lifting accessories (tackle) – Every 6 months
  • Vehicle lifts – Every 6 months
  • Window cleaning gantry – Annually

PSSR – Pressure Systems Safety Regulations 2000

  • Steam boilers and steam ovens – Every 14 months
  • Any equipment operated by steam – Every 26 months
  • Hot water boilers (>100°C) – Every 14 months
  • Other pressure systems – Every 26 months

Electricity at Work Regulations 1989

  • Electrical installations & equipment – Every 5 years
  • Electric gates and barriers – Every 12 months

If you are unsure about any of our policies or would like more information about engineering and inspection cover, please get in touch with one of our experienced advisers. We consider the specific needs of your business and can provide an insurance policy that is tailor-made to your company.

For further information regarding our engineering insurance, please contact us and speak to one of our expert insurance brokers.

Main policy features *

The engineering and inspection service typically covers:

  • Lifting equipment, such as cranes, lifts, excavators, and lift trucks
  • Pressure systems, including boilers, air receivers, air conditioning units and refrigeration units
  • Electrical equipment, from fixed wiring inspections to hazardous areas and even kettles
  • Local Exhaust Ventilation, including spray booths, fume cupboards and extractor fans
  • Power presses, press brakes and guillotines
  • Other work equipment, like conveyor systems, tractors and bulldozers.

As part of the service, an independent, qualified engineering surveyor will visit the block of flats and provide advice on maintenance. Engineers can also provide operational instructions to ensure that machines are correctly used.

The service might also cover accidental damage, breakdown, explosion or collapse, damage to the property caused directly by the lift or boiler, temporary removal costs, debris removal costs, additional costs for temporary repairs, and hired-in plant costs.

    *  This information is a general guide only.  Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs.  As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you.  We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.

    Words from our clients…

    Shannonside Civil Engineering Ltd

    "Over the last eight years we have continued to renew our cover through Adler Fairways, we consider them a partner of our wider business on the growth trajectory to being a 100 million pound business. Having guided us from a small start up to where we are today, their guidance and level of experience have been invaluable in ensuring we are covered in all aspects of our liabilities. This has allowed us to focus on growth and margins. Thank you Adler Fairways as we move forward together into the future." Shannonside Civil Engineering

    John Hall, Director, West Midlands Fasteners

    "Adler Fairways have taken care of our insurance needs for many years, during which time we have built a strong relationship. We have come to depend on their expertise and know we can always rely on them." West Midlands Fasteners

    Faisal Ravat, Managing Director, E&S Motors Ltd

    "We transferred our insurance to Adler Fairways Insurance Brokers in 2023, when they offered us a much more complete and competitive premium than our current brokers. The team took the time to understand our business and future needs; we have continued to receive excellent service from them, and have been impressed with their care, and attention to detail. What is key for our business is the advice that is given when needed, and the robust claims management internally which has helped manage our premiums for a traditionally difficult to insure niche sector of the motor trade." E&S Motors

    Frank Ryan, Director, Reirse Ryan Ltd

    "We have been with Adler Fairways for a number of years now and remain with them for the personal service we receive together with commercially competitive premiums and the knowledge that when a claim does arise, professional assistance is always to hand." Reirce Ryan

    Gerald Doble, Director, G A Doble

    "The Adler Fairways team has looked after our insurance portfolio for several years now and have provided excellent service throughout. Our annual renewal reviews are always conducted in good time ahead of renewal with all our questions answered and we are extremely impressed with the renewal proposals received. Prior to moving our business to Adler Fairways, we had not received a proper review for several years. The team were instrumental in making sure our insurance was arranged on the correct basis and have also been able to save us money on our premiums over the years. It is clear that they have our best interests at heart, both from an insurance cover and premium perspective. Whenever we have a query or need to make a change to our policies, it is dealt with efficiently and professionally. We can’t fault them on their reliability and excellent personal service".

    John Dyke, Central Scaffold Walsall Ltd

    "As a scaffold company operating within the construction industry, it is crucial for us to have a reliable and experienced insurance broker by our side. Adler Fairways has been a trusted partner to us for over 15 years and we couldn’t be more satisfied with their exceptional service. From the beginning, they demonstrated a deep understanding of the unique risks we face as a scaffold business and worked with us to ensure we’re always fully protected onsite. We have peace of mind in their ability to source comprehensive, industry-specific coverage at competitive rates which is a huge benefit to our operations. The fact that Adler Fairways is a Chartered insurance brokerage also demonstrates their ongoing commitment within their profession." Central Scaffold Walsall

    Ocean Outdoors

    "The Adler Fairways team has been an invaluable partner to our digital out-of-home (DOOH) advertising business, particularly during times when we needed their support, expertise and advice. Their exceptional responsiveness and commitment have truly set them apart. In our industry, where we manage a network of digital displays and complex advertising campaigns, the risk landscape is unique and often unpredictable. Whether it’s damage to equipment, public liability, motor or unforeseen technical issues, Adler Fairways has consistently provided us with bespoke insurance policies that give us confidence in our coverage. Whatever our needs are, Adler Fairways are always there to guide us every step of the way and the team handles everything with remarkable efficiency, providing clear communication and expert advice throughout the process. The personal touch and attention to detail they always provide makes sometimes stressful situations much easier to navigate." Outdoor Ocean