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Individual Car Insurance

As an experienced broker, we’ll help you find an individual car insurance
policy that’s bespoke to your exact needs.

Get in touch

Our flexibility means that we can tailor policies to suit your requirements. We’ll compare some of the UK’s best-known car insurance companies to ensure that your quote is competitive.

With the cost of car insurance rising, it’s important to ensure that you’re getting a deal that works for you. We can help source competitive, quality cover to protect you and your vehicle. 

 

Transparent, quality car insurance policies

By finding the most competitive policy that best suits your needs, we can save you as much as 30% over even the direct writers, without sacrificing quality of cover or service. And what’s more we can: 

  • Award “mirror” no claims bonus (NCB) on second cars
  • Arrange family fleet and multi car policies
  • Allow no claims bonus for named drivers
  • Transfer bonus between spouses
  • Provide a designated Account Handler to advise and assist you.

If you have an alternative quote, we are also happy to analyse this for you and clearly highlight excesses, business use restrictions, mileage conditions or reduced covers under our competitors covers.

Why not ask for an analysis of your current policy since you may be surprised at the gaps in cover that exist? For example, if you lost your keys are you covered? A replacement set could easily cost between £400-500.

Main policy features*

Our individual car insurance policies will typically include:

  • Common renewal date for all your vehicles
  • Legal protection
  • International insurance cover
  • UK and European breakdown cover
  • GAP cover
  • Excess protect cover
  • Like-for-like courtesy car
  • New vehicle write-off replacement (if less than two years old)
  • Any Driver cover (aged 17-75)
  • ‘Driving other cars’ cover
  • Full protection if hit by an uninsured driver
  • Diesel/petrol wrong fuel cover
  • Retained salvage clause so you keep a write-off
  • Agreed value clause guarantees vehicle worth
  • Modifications cover
  • Optional track day cover
  • Approved repairer network or opt for a repairer of choice
  • Following a validated claim, we will provide a temporary replacement car whilst yours is being repaired, or for up to 14 days following total loss
  • Legal expenses up to £100,000
  • Emergency expenses for overnight accommodation if you are far from home
  • Cherished number plate retention, if a vehicle is stolen or written-off
  • Trailer and horse-trailer cover up to £1000.

    Typical exclusions:

  • We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
  • Your agreed value is based upon the declaration of condition made by you. Where the condition is different to that described, the insurers may choose to settle on a market-value basis
  • If your vehicle value exceeds a certain value, it may be subject to a garaging requirement.
    How much does car insurance cost?

    Prices will vary. The cost of personal car insurance depends on a range of factors, including vehicle, your claims history, your location, your age, the level of coverage you choose, etc.

    Does car insurance cover high value cars?

    As a broker, we’re able to offer bespoke policies to meet your exact needs. As such, we provide classic, sports, prestige and high value cars policies to cover specialist vehicles.

    Do you offer vehicle insurance for businesses?

    We’re able to insure a wide range of business vehicles, including coach and bus, fleet, fleet telematics, and haulage, carriers & logistics.

    *This information is a general guide only.  Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs.  As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you.  We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.

    Words from our clients…

    Shannonside Civil Engineering Ltd

    "Over the last eight years we have continued to renew our cover through Adler Fairways, we consider them a partner of our wider business on the growth trajectory to being a 100 million pound business. Having guided us from a small start up to where we are today, their guidance and level of experience have been invaluable in ensuring we are covered in all aspects of our liabilities. This has allowed us to focus on growth and margins. Thank you Adler Fairways as we move forward together into the future." Shannonside Civil Engineering

    John Hall, Director, West Midlands Fasteners

    "Adler Fairways have taken care of our insurance needs for many years, during which time we have built a strong relationship. We have come to depend on their expertise and know we can always rely on them." West Midlands Fasteners

    Faisal Ravat, Managing Director, E&S Motors Ltd

    "We transferred our insurance to Adler Fairways Insurance Brokers in 2023, when they offered us a much more complete and competitive premium than our current brokers. The team took the time to understand our business and future needs; we have continued to receive excellent service from them, and have been impressed with their care, and attention to detail. What is key for our business is the advice that is given when needed, and the robust claims management internally which has helped manage our premiums for a traditionally difficult to insure niche sector of the motor trade." E&S Motors

    Frank Ryan, Director, Reirse Ryan Ltd

    "We have been with Adler Fairways for a number of years now and remain with them for the personal service we receive together with commercially competitive premiums and the knowledge that when a claim does arise, professional assistance is always to hand." Reirce Ryan

    Gerald Doble, Director, G A Doble

    "The Adler Fairways team has looked after our insurance portfolio for several years now and have provided excellent service throughout. Our annual renewal reviews are always conducted in good time ahead of renewal with all our questions answered and we are extremely impressed with the renewal proposals received. Prior to moving our business to Adler Fairways, we had not received a proper review for several years. The team were instrumental in making sure our insurance was arranged on the correct basis and have also been able to save us money on our premiums over the years. It is clear that they have our best interests at heart, both from an insurance cover and premium perspective. Whenever we have a query or need to make a change to our policies, it is dealt with efficiently and professionally. We can’t fault them on their reliability and excellent personal service".

    John Dyke, Central Scaffold Walsall Ltd

    "As a scaffold company operating within the construction industry, it is crucial for us to have a reliable and experienced insurance broker by our side. Adler Fairways has been a trusted partner to us for over 15 years and we couldn’t be more satisfied with their exceptional service. From the beginning, they demonstrated a deep understanding of the unique risks we face as a scaffold business and worked with us to ensure we’re always fully protected onsite. We have peace of mind in their ability to source comprehensive, industry-specific coverage at competitive rates which is a huge benefit to our operations. The fact that Adler Fairways is a Chartered insurance brokerage also demonstrates their ongoing commitment within their profession." Central Scaffold Walsall