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Individual Travel Insurance

High protection, low-cost travel insurance for individuals. As a broker, we’ll help you find a travel insurance policy to cover your specific needs and budget.

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Whether you’re going on your annual holiday or a business trip; a day trip, a globe-trotting tour, a backpacking adventure; or are planning winter skiing or scuba diving; we can arrange cover to suit you.

Our individual travel insurance will protect you in case of:

  • Travel delays
  • Missed departure
  • Medical emergencies and expenses
  • Trip cancellation or interruption
  • Baggage loss, damage, or theft
  • Theft of money or property
  • Unexpected legal costs

Travel insurance for as long as you need

We offer travel insurance for trips of all durations, from single-day excursions to extended stays abroad. Whether you need a policy for a weekend getaway or a year-long adventure, we can find the perfect coverage to suit your needs.

Short stay trips

Generally, these cover anything from 1 day up to 2 months – this is usually the best option to take, providing comprehensive cover at a competitive price.

Extended stay

If you intend to be abroad for at least 2 months, then this type of policy offers the most cost-effective solution. Policies can be arranged with or without cover for baggage with discounts being given for this exclusion.

Frequent travellers

And for those who travel often, it may be worthwhile considering an annual contract that could cover any number of trips over the year. Often this will work out more cost effective than arranging a new policy for each individual trip.

We offer cover for medical expenses, emergency travel expenses, repatriation, emergency medical evacuation, accommodation and sustenance expenses as a result of accidental bodily injury or illness occurring outside the UK, Isle of Man, Jersey (or other country of residence if different).

Main policy features*

Our travel insurance policies are all bespoke. Depending on your needs, our cover will typically include:

  • Personal belongings
  • Equipment like computers and smartphones
  • Sports equipment like golf clubs or skis
  • Money (including financial card misuse and travel documents (passport etc)
  • Travel disruption (including cancellation, alteration of itinerary or curtailment, rearrangement, replacement travel costs and a travel delay benefit which normally excludes the first four hours of delay)
  • Personal liability
  • Legal expenses
  • Kidnap and ransom security specialists’ costs
  • Restrictions in cover will normally apply to individuals over the age of 75 years.
        Do you offer business travel insurance?

        As a broker, we’re able to tailor our policies to your exact needs, whatever the purpose of the journey. Employers can also protect their employees with our personal accident and business travel insurance policy.

        How much does travel insurance cost?

        As our policies are bespoke to you, so are the costs. The cost of individual travel insurance depends on several things, including where you’re heading and how long for, your age, medical history, your claims history and your chosen level of cover.

        How much medical cover does travel insurance provide?

        We provide medical cover of up to £10m with repatriation included.

        *This information is a general guide only.  Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs.  As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you.  We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.

        Words from our clients…

        Shannonside Civil Engineering Ltd

        "Over the last eight years we have continued to renew our cover through Adler Fairways, we consider them a partner of our wider business on the growth trajectory to being a 100 million pound business. Having guided us from a small start up to where we are today, their guidance and level of experience have been invaluable in ensuring we are covered in all aspects of our liabilities. This has allowed us to focus on growth and margins. Thank you Adler Fairways as we move forward together into the future." Shannonside Civil Engineering

        John Hall, Director, West Midlands Fasteners

        "Adler Fairways have taken care of our insurance needs for many years, during which time we have built a strong relationship. We have come to depend on their expertise and know we can always rely on them." West Midlands Fasteners

        Faisal Ravat, Managing Director, E&S Motors Ltd

        "We transferred our insurance to Adler Fairways Insurance Brokers in 2023, when they offered us a much more complete and competitive premium than our current brokers. The team took the time to understand our business and future needs; we have continued to receive excellent service from them, and have been impressed with their care, and attention to detail. What is key for our business is the advice that is given when needed, and the robust claims management internally which has helped manage our premiums for a traditionally difficult to insure niche sector of the motor trade." E&S Motors

        Frank Ryan, Director, Reirse Ryan Ltd

        "We have been with Adler Fairways for a number of years now and remain with them for the personal service we receive together with commercially competitive premiums and the knowledge that when a claim does arise, professional assistance is always to hand." Reirce Ryan

        Gerald Doble, Director, G A Doble

        "The Adler Fairways team has looked after our insurance portfolio for several years now and have provided excellent service throughout. Our annual renewal reviews are always conducted in good time ahead of renewal with all our questions answered and we are extremely impressed with the renewal proposals received. Prior to moving our business to Adler Fairways, we had not received a proper review for several years. The team were instrumental in making sure our insurance was arranged on the correct basis and have also been able to save us money on our premiums over the years. It is clear that they have our best interests at heart, both from an insurance cover and premium perspective. Whenever we have a query or need to make a change to our policies, it is dealt with efficiently and professionally. We can’t fault them on their reliability and excellent personal service".

        John Dyke, Central Scaffold Walsall Ltd

        "As a scaffold company operating within the construction industry, it is crucial for us to have a reliable and experienced insurance broker by our side. Adler Fairways has been a trusted partner to us for over 15 years and we couldn’t be more satisfied with their exceptional service. From the beginning, they demonstrated a deep understanding of the unique risks we face as a scaffold business and worked with us to ensure we’re always fully protected onsite. We have peace of mind in their ability to source comprehensive, industry-specific coverage at competitive rates which is a huge benefit to our operations. The fact that Adler Fairways is a Chartered insurance brokerage also demonstrates their ongoing commitment within their profession." Central Scaffold Walsall