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Demolition Contractors Insurance

Our demolition contractors insurance provides financial protection for the unique and high-risk liabilities associated with demolition projects.

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Insurance to meet the specialist needs of demolition contractors, and other trades engaged in the demolition industry, can be expensive and difficult to find.

The work of safely taking down buildings or other structures is inherently dangerous, with risks to your employees, other construction contractors, and even the public. Because demolition work presents such a high level of liability and responsibility for the contractor, it is vital that your demolition contractors insurance comprehensively covers this exposure.

Many insurers apply stringent conditions and restrictions on demolition contractors insurance, that you must observe.  As specialist insurance brokers, our team at Adler Fairways has the knowledge and experience to help you comply with these requirements. We also work closely with you to assess your risk exposure and support you with strategies to address specific issues. This approach enables you to gain the optimum protection for your business, in terms of price and quality of cover.

Demolition contractors insurance policy features*

Demolition contractors insurance usually covers:

  • Employer liability available in excess of the standard £10m
  • Public, products and pollution liability
  • Contract works, to protect the materials you are using both on site and in transit
  • Financial loss
  • Personal accident
  • Rehabilitation
  • Contaminated land expenses
  • Crisis containment
  • Online health and safety training.

Optional extensions and quotations are available for:

  • Hazardous locations
  • Tools and plant
  • Temporary employees
  • Asbestos removal
  • Use of explosives
  • One-drop method
  • Recycling and waste disposal.

Typical exclusions:

  • Ownership, operation or use of any swing ball and chain or similar apparatus
  • Use of explosives of any nature
  • Demolition of any structure in one sudden or uninterrupted process without the use of explosives.

*This information is a general guide only.  Adler Fairways will assess your requirements and recommend a bespoke range of insurance solutions to meet your needs.  As part of the quotation process, we will provide full details of the specific coverage, benefits, limits, premiums, exclusions, excesses payable, and any other policy conditions that would apply to the insurance we recommend for you.  We currently only offer cover to businesses registered in England, Scotland, Wales, Northern Ireland, the Channel Islands and the Isle of Man.

What does demolition contractors insurance cover?

Instead of having to take out several different policies, demolition contractors insurance covers a range of liabilities associated with demolition work, including public liability, employers liability, contract works insurance and other protections to shield your business against potentially devastating financial losses.

How much does demolition contractors insurance cost?

The cost of demolition contractors insurance will vary, depending on things like the types of building you work with, the amount of coverage you need, and your claims history. Our specialists will work with you to ensure that you have the right level of cover to meet your requirements.

Do you offer other specialist insurance policies for construction workers?

Yes! We have a proud history of offering tailored and comprehensive cover for virtually every trade or insurance requirement that you can think of for the construction industry including: civil engineers, contractors plant, electrical contractors, groundworkers, HVAC and plumbing, insurance backed guarantee, latent defects and roofers and scaffolders.

Words from our clients…

Shannonside Civil Engineering Ltd

"Over the last eight years we have continued to renew our cover through Adler Fairways, we consider them a partner of our wider business on the growth trajectory to being a 100 million pound business. Having guided us from a small start up to where we are today, their guidance and level of experience have been invaluable in ensuring we are covered in all aspects of our liabilities. This has allowed us to focus on growth and margins. Thank you Adler Fairways as we move forward together into the future." Shannonside Civil Engineering

John Hall, Director, West Midlands Fasteners

"Adler Fairways have taken care of our insurance needs for many years, during which time we have built a strong relationship. We have come to depend on their expertise and know we can always rely on them." West Midlands Fasteners

Faisal Ravat, Managing Director, E&S Motors Ltd

"We transferred our insurance to Adler Fairways Insurance Brokers in 2023, when they offered us a much more complete and competitive premium than our current brokers. The team took the time to understand our business and future needs; we have continued to receive excellent service from them, and have been impressed with their care, and attention to detail. What is key for our business is the advice that is given when needed, and the robust claims management internally which has helped manage our premiums for a traditionally difficult to insure niche sector of the motor trade." E&S Motors

Frank Ryan, Director, Reirse Ryan Ltd

"We have been with Adler Fairways for a number of years now and remain with them for the personal service we receive together with commercially competitive premiums and the knowledge that when a claim does arise, professional assistance is always to hand." Reirce Ryan

Gerald Doble, Director, G A Doble

"The Adler Fairways team has looked after our insurance portfolio for several years now and have provided excellent service throughout. Our annual renewal reviews are always conducted in good time ahead of renewal with all our questions answered and we are extremely impressed with the renewal proposals received. Prior to moving our business to Adler Fairways, we had not received a proper review for several years. The team were instrumental in making sure our insurance was arranged on the correct basis and have also been able to save us money on our premiums over the years. It is clear that they have our best interests at heart, both from an insurance cover and premium perspective. Whenever we have a query or need to make a change to our policies, it is dealt with efficiently and professionally. We can’t fault them on their reliability and excellent personal service".

John Dyke, Central Scaffold Walsall Ltd

"As a scaffold company operating within the construction industry, it is crucial for us to have a reliable and experienced insurance broker by our side. Adler Fairways has been a trusted partner to us for over 15 years and we couldn’t be more satisfied with their exceptional service. From the beginning, they demonstrated a deep understanding of the unique risks we face as a scaffold business and worked with us to ensure we’re always fully protected onsite. We have peace of mind in their ability to source comprehensive, industry-specific coverage at competitive rates which is a huge benefit to our operations. The fact that Adler Fairways is a Chartered insurance brokerage also demonstrates their ongoing commitment within their profession." Central Scaffold Walsall